[Home](/) > [Loans](/loan/) > [Personal Loan](/personal-loans) > [Debt Consolidation](/personal-loans/debt-consolidation) > [$15,000](/personal-loans/debt-consolidation/15000) > 5 years

# Debt Consolidation

Consolidating my debt

with a Personal Loan

Looking for a $15,000 loan for Debt Consolidation over 5 years?

## Rates

- 7.99% p.a. – 24.99% p.a.

## What customers say about debt consolidation

4.8 out of 5 from 39,419 reviews
ShopperApproved (37,113) · Google (2,130) · TrustPilot (176)

> "Very efficient and easy way to sort debt consolidation.
Thanks I'll highly recommend"
>
> — Michelle A., 5 years ago (ShopperApproved), 5/5 stars

> "The calculator really made it easy for my partner and I to work out our repayments. Being able to consolidate some of our other bills means we will most likely pay off GEM and Finance Now faster, while saving heaps on interest payments."
>
> — Anonymous C., 4 years ago (ShopperApproved), 5/5 stars

> "I love and appreciate how hassle free this entire process is. I also appreciate that your customer service team are really helpful and non-judgemental. Thank you for helping me consolidate some of my debts. I really appreciate it."
>
> — Mihi N., 5 years ago (ShopperApproved), 5/5 stars

> "Prompt and hassle free service. Thank you for making consolidation of debt super smooth and stress free."
>
> — Priya D., 5 years ago (ShopperApproved), 5/5 stars

> "Very helpful and user friendly. The whole application was easy peasy. I was originally just trying to get a small loan for some renovations when it was put to me to consolidate everything. I am so happy that I did and that the process was stress-free and very easy to follow"
>
> — Sonya R., 3 years ago (ShopperApproved), 5/5 stars

> "Great customer servise and quick access to debt consolidation"
>
> — Richelle I., 5 years ago (ShopperApproved), 5/5 stars

> "No mumbo, jumbo. Quick and easy application process with no unexpected hidden "surprises"
Very happy with my entire experience with Harmoney from start to finish...thank you"
>
> — Renee J., 6 days ago (Google), 5/5 stars

> "What an absolute pleasure. Never thought I would be able to breathe again so quickly after an emergency . Everything went exceptionally fast. They had clear and precise instructions and I could do what was necessary in under 2 hours. Wow is all I can say."
>
> — Karla S., 6 days ago (Google), 5/5 stars

> "Been using Harmoney now for awhile always good service and fast. Try them see for yourselves. Two thumbs 👍"
>
> — David L., 6 days ago (Google), 5/5 stars

## Other loan purposes

- [Home Improvements](/personal-loans/renovation-loan)
- [Holiday Expenses](/personal-loans/travel-loan)
- [Purchase Used Vehicle](/personal-loans/used-car-loan)
- [Purchase New Vehicle](/personal-loans/new-car-loan)
- [Business Cash Flow](/personal-loans/business-loans)