Harmoney

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Personal loans Car loans Debt consolidation Loan options Management team Directors Awards Careers

Management team

Dave Nesbitt

Chief Risk Officer

Chief Risk Officer at Harmoney. 20 years in financial services; 13 years at FlexiGroup as Head of Credit Underwriting.

Dave Nesbitt

Personal loans Car loans Debt consolidation Loan options Management team Directors Awards Careers

Harmoney Services Limited (FSP593769) is registered under the Financial Service Providers (Registration and Dispute Resolution) Act 2008.

This website is provided for general information purposes only, and does not take your individual circumstances and financial situation into account. It is not intended to constitute legal or financial advice.

Subject to approval. Harmoney offers fixed-rate unsecured personal loans at 7.99% p.a. to 24.99% p.a. on 3 years, 5 years or 7 years terms. The rate offered to you depends on your individual credit assessment under Harmoney's credit scorecard. You must meet Harmoney's credit criteria and responsible lending requirements to be approved. Establishment fee . Fees, charges, terms and conditions apply.
An establishment fee of $150 applies to all Harmoney personal loans. There are no monthly fees and no early repayment fees.
Harmoney personal loans are available on 3 years, 5 years or 7 years fixed-rate terms. Not all terms may be available for all loan amounts. Loan terms subject to availability.
You are protected by responsible lending laws. Because of these protections, the recommendations given to you about personal loans are not regulated financial advice. This means that duties and requirements imposed on people who give financial advice do not apply to these recommendations. This includes a duty to comply with a code of conduct and a requirement to be licensed.